You are spot on with this post. I did the math on leasing first and then buying when I bought my Tacoma, and I would have paid over $4,000 more than the sticker price.
Like I mentioned in my above post.. Ford is currently running 10K discounts and based on the numbers I have been given so far, I would be under the MSRP by a decent amount, even if I financed the buyout. Obviously, that option does cost more, but I am leaning on working for father-in-law on his farm to make extra money then just pay the whole thing off.
Father-in-law has well over 3k acres of farm ground down in my neck of the woods and it is only him and two sons farming it. He keeps mentioning that since I work from home I could start helping him. haha
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