why don't the companies/websites allow you to create YOUR own questions and answers for security reasons? Why conform to a standard list of questions such as what was your mother's maiden name, street you lived on, etc etc? That makes it so easy for people to steal your identity and hack into your accounts? Why can't we be allowed to create our own questions/answers???
and no I haven't been hacked or anything...just was wondering as I was doing my bills this morning.